Pricing & Simulations
Optimize your pricing terms with precision and control
A dedicated application to simulate, compare and harmonize pricing conditions, while measuring the real impact on revenues, profitability and the client relationship.
Strategic Benefits
Master pricing complexity with a clear view
Renegotiate with confidence thanks to reliable simulations
Protect your margins with immediate analysis
Strengthen transparency and commercial consistency
Instant simulation of proposed pricing conditions
The application enables decision-makers to test the effect of new conditions on revenues, fees and margins. In just a few seconds, managers can replay historical transactions and observe the impact on each client or portfolio. The tool provides a clear view of generated revenue, adjusted RoA and gaps versus existing pricing grids. This makes it possible to prepare renegotiations while being perfectly informed and aligned
Full historical analysis of transactions and pricing grids
Thanks to historical simulation, entire months of activity can be replayed. The application calculates simulated revenues, compares several scenarios and measures the potential evolution of RoA. It uses standard, specific and negotiated conditions, making it possible to assess pricing consistency and impacts in detail for both the bank and the client. An essential view to rebalance margins and simplify grids.
Dynamic discount management and scale optimization
The application allows discounts to be applied while respecting grid constraints: minimums, maximums, tiers and specific rules. The effects are visible immediately across all simulated revenues. This tool becomes a decisive support during negotiations, enabling teams to test several assumptions and choose one that maximizes value while remaining coherent for the client.
Control of fees charged to external asset managers
The module provides a unique capability to verify fees charged by custodian banks. Managers can replay negotiated conditions, compare them with the fees actually charged and identify gaps or anomalies. This automated control increases transparency, enhances service quality and prevents financial losses linked to repeated billing errors.
Case studies
When compliance becomes a lever for control and trust
Pilotage de la performance et des rétrocessions dans un contexte Asset Management
Consolider tiers‑gérants et fonds sur une seule plateforme de pilotage
Mise à disposition d’applications self‑service pour répondre à la “prochaine question”
Our solutions for private banking
MIS & Profitability
A simple, structured view of your performance.
Pricing & Simulations
More readable, better controlled pricing management.
Portfolio & Investment Insights
A clear reading of your allocations and their consistency.
Compliance & Risk Management
Continuous, clear and structured oversight of your obligations.
MIS & profitability
Piloter l’activité et la rentabilité
Pricing & simulations
Simuler la tarification pour réduire la complexité tarifaire et optimisez vos marges
Portfolio & investments insights
Suivre allocations, écarts aux modèles et variations d’AuM
Compliance & risk management
Alertes AML, workflows KYC et calcul de KRIs
Credit monitoring
Suivi des limites, nantissements et violations, avec vision client consolidée.
Data gouvernance
Qualité, traçabilité et sécurisation des données
MIS & profitability
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FAQ
How does the application help harmonize pricing conditions across clients?
It consolidates all existing conditions in a single environment. Simulation makes it possible to measure the gap between specific conditions and standard grids. Teams immediately see the impact of harmonization on revenues and RoA, making trade-offs and commercial consistency easier. Decision-makers gain clarity and efficiency during pricing reviews.
How does historical simulation contribute to better decision-making?
By replaying all past transactions, the application shows the reality of generated revenues and the possible gaps under other pricing structures. This fact-based view makes it possible to calibrate future negotiations correctly, anticipate the impact on profitability and justify proposed adjustments to clients with precision and transparency.
Can Relationship Managers access only their own clients?
Yes. Access rights management is built in natively. Each RM only sees their own clients and portfolios, while managers have access to broader scopes. This segmentation guarantees confidentiality, relevance and trust, while still enabling a consolidated view for Pricing functions or the Head of PB.
How does the application handle complex pricing grids with multiple tiers?
The simulation engine incorporates complex pricing rules: tiers, minimums, maximums and conditional discounts. When a user modifies a parameter, the application recalculates all impacted operations and displays the direct effect. Simulations remain realistic and actionable for decision-makers.
Can the pricing impact be simulated for groups of clients?
Yes. The tool makes it possible to analyze entire clusters, for example a management profile or an advisory segment. This allows teams to assess the overall consistency of the pricing policy, identify imbalances and estimate the effects on consolidated revenues. A valuable aid for steering commercial strategy.
How does the application help secure revenues?
It detects inconsistencies, obsolete conditions or significant gaps. Thanks to multiple simulations, it makes it possible to optimize pricing grids and adjust discounts intelligently. Revenues become more predictable, margins better protected and pricing governance more robust.
How does the application strengthen the client relationship of RMs?
By giving access to precise, clear and well-substantiated analyses. The RM can present transparent scenarios that are justified and aligned with the client’s interests. This approach strengthens trust, simplifies discussions and adds credibility to the commercial approach, with a direct impact on client satisfaction.
Does the application facilitate collaboration between Finance, Pricing and the Front office?
Yes. It provides a common language and a single calculation base. Each team works on the same data, the same rules and the same results. This removes multiple versions, reduces ambiguity and facilitates validations. The organization gains coherence and speed of execution.
